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Group Health/Life/Ancillary and Supplemental Insurance Quote

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Medicare

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Long Term Care Quote

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Affordable Insurance

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Get a free no-obligation insurance quotation:

The Public's Company

Quality Insurance Products and Services

Affordable Insurance

Call us today

Receive a free insurance quote! Our goal is to make your insurance decision as simple as possible.

Insurance does matter

Are you concerned about which healthcare benefits plan
is right for your business and your employees?

Our vision

Best insurances for everyone.

When I designed Reliable Benefits LLC, I had one distinct vision in my mind and that was to provide top-rate service without the obstacles and hindrances often found with large companies. My objective is to make life as easy as possible for my clients.

Victor Donato, Certified Financial Planner™
10k+ satisfied customers
>90% client retention
9 types of coverage
20+ years of experience

Which healthcare benefits plan is right for you?

Choosing the right health insurance plan requires the experience, dedication, and personal service that Reliable Benefits provides each customer. With today's rapidly changing business costs, it's no wonder many companies have already chosen Reliable Benefits to reduce overall healthcare costs and help serve their employees better.

Our Insurance Benefits

Group Life and Health

Reliable Benefits handles millions in group premium and represents a variety of businesses including government agencies, manufacturing companies, car dealerships, pre-schools and hundreds of other businesses with diverse needs. And each company's portfolio is different, determined by that business's unique situation.

Our Insurance Benefits

Individual Life and Health

The choices you have when it comes to individual insurance can be overwhelming. What do you need? And how much is enough? Whether you need life, health, or disability insurance to protect your loved ones, or products for estate planning, long term care, or business continuation, we'll help you choose the plans best suited to your needs. Protection, security, and a little piece of mind - just what you'll get from Reliable Benefits.

Our Insurance Benefits

Medicare Plans

Are you aware of the risks involved with your Medicare plan? Do you find Medicare coverage confusing? If so, then you've come to the right place! Although you may have a Medicare supplement plan to fill the gaps in your current coverage, you're still not protected from risks. This is where Reliable Benefits and Medicare risk plans come in!

Our Insurance Benefits

Short & Long Term Disability

You probably think of a disability as something that happens to other people. But simply believing “it won't happen to me” doesn't mean at some time in your life you won't be faced with a disabling illness or injury. In fact, in any given year, one in eight persons suffers a disability*— and they also thought it wouldn't happen to them.

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Our Insurance Benefits

Mortgage Protection

Mortgage can protect your family by...
-Paying a death benefit that can help pay off your mortgage if you die.
-Refunding all of your premiums if you live.
-Providing income to help make mortgage payments if you become disabled or critical

Our Insurance Benefits

Long Term Care

The annual cost of long term care (LTC) in a nursing home or in your own home averages over $70,000.
- If recent trends continue by 2021 it will be $175,200.
- An estimated 42% of individuals who reach age 70 will require long term care.
Speak with Reliable Benefits to learn what LTC Insurance Will Do for You:

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  • Group Life and Health
  • Individual Life and Health
  • Medicare Plans
  • Short & Long Term Disability
  • Mortgage Protection
  • Long Term Care

About us

Our Agency

"I wanted to take my knowledge of how a large financial institution operates and apply it to benefit the needs of the general public."

March, 2003

Reliable Benefits LLC was established and we started designing a benefits package tailored to each client's individual needs while remaining cost-effective

December, 2008

Completed the build out of our full suite of product offerings.

February, 2016

Move to our new Location in Westfield NJ and now servicing over 100 small businesses.

Affordable Insurance

The Public's Company

Quality Insurance Products and Services

Company Information

Reliable Benefits
Victor A. Donato, Founder

210 W. Grove Street
Westfield, NJ 07090

Contact details

E-mail address:
vdonato@relben.com

908-264-7600

Available 8:00am - 4:00pm